The 4M Platform provides seven core products and exchange services. Each can be adapted, extended and combined with any other core product, availing highly specialized solutions.

The 4M Platform empowers banks by converting traditional cost centres into profit centres. The Platform introduces new and compelling digital finance solutions and innovative mobile financial service offerings.

4M Banking equips financial institutions with agile, cost-efficient solutions. It provides secure transaction services. Meanwhile it reduces cost, grows revenue and increases operational margins.

4M Pay enables retailers, merchants, distributors, online shops and service providers to improve the customer experience, while reducing payment costs and time to money.

4M Agent avails efficient management of agency banking and mobile money agents. It is a powerful tool to manage point-of-sales networks and merchants and retailers distribution networks.

4M Transfer enables domestic and international remittance in private networks. It provides a toolset for managing advanced solutions, both on the transmission side and on the termination side.

The ePayment Gateway enables merchants, retail networks and online shops to accept existing local electronic payment, including cards, mobile money, mobile banking, and stored value assets.

4M eSwitch provides inter-operability between multiple service providers, networks and ecosystems. This avails service re-distribution into different channels and distribution networks.

4M Hybrid Solutions are customized bundles of core-products. Each has a unique design, functionality and configuration, and each targets specific needs among vertical market segments.

4M Hubs & Ecosystems are customized hybrid solutions. They have explicit focus on building ecosystems and orchestrating interoperability between multiple stakeholders.