Solutions for MFI, SACCO and Credit Union

The 4M Platform enables MFIs, SACCOs (saving and credit cooperatives), and credit unions to participate in the digital and mobile growth economy. The Platform bridges issues of existing, rudimentary, digital infrastructures with the complexity of implementation. And at the same time, it provides a cost-efficient one-stop shop.

4M is built to foster social impact through financial inclusion

In emerging economies, 4M enables financial sectors, that are lacking the capabilities to drive financial inclusion through innovative technology. These are inexpensive, cost-efficient, and fault-tolerant services. They can be operated under varying conditions, while addressing populations with limited literacy and limited economic strength. MFIs, SACCOs and credit unions are the key partners of Reewire. They constitute the cornerstone of financial inclusion. And they will impact growth and prosperity through innovation and applied ICT.

Reewire provides know-how, technology, and services

Reewire engages in local partnerships. The purpose is to facilitate and mutualize 4M infrastructure investments and to build local competences. We create an open market place for financial services by combining training and technology transfers. This avails services at competitive costs, contributes to mitigate risks, and increases profits and sustainability for all stakeholders in the ecosystem.

4M re-ewires the financial circuits in emerging economies

Through a mutual beneficial partnership model, 4M offers MFIs, SACCOs, and credit unions a powerful value-proposition of capabilities, services, and support. In turn risks are mitigated, entry barriers are lowered, and operations are streamlined. This contributes to increase revenue and profitability.

4M empowers multiple MFIs, SACCOSs, and credit unions. This causes a scale effect and makes the interconnected network proportionally more valuable and profitable for all stakeholders. Meanwhile the collective of smaller players is enabled to compete with market leaders.